We offer affordable individual and small business health plans. All the plans cover free preventive care, which includes immunizations, routine physical exam, well-child visit, well-woman visit and mammogram screening.
There are three types of individual and family plans: copayment plans, deductible plans and HSA-qualified deductible plans. With copayment plan, you pay set charges for doctor visits and covered services. With deductible plans, you have to pay full charge for covered services until you satisfy the annual deductible. Then you have to pay the copayment for covered services until you meet the out-of-pocket maximum. HSA-qualified deductible plans are similar to deductible plans except you open a health savings account to pay for your medical bills, and the dollars in the account are tax-deductible.
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We also offer low cost small business health plans. We have different plans to meet your employees' needs: copayment plans, deductible plans, Health savings account (HSA)-qualified deductible plans, Deductible plans with health reimbursement account (HRA), Point-of-service (POS) plan, Preferred provider organization (PPO) plan. To learn more about these plans, please visit https://businessnet.kp.org/health/plans/ca/plans/smallbusiness.
To request a quote or to apply, please email us or call 877-345-6438.